TrueFi is an innovative DeFi protocol operating on the Ethereum blockchain, developed by TrustToken, which aims to bring unsecured lending to the world of decentralised finance. Launched in November 2020, TrueFi utilizes a novel approach by offering credit-based, zero-collateral loans, thereby maximizing capital efficiency for borrowers and yield for lenders. Its native token, TRU, plays a crucial role in governance, allowing holders to stake, vote, and assess the creditworthiness of borrowers through a decentralised consensus mechanism. TrueFi's platform relies on the transparency and security of blockchain technology to facilitate trust in lending, effectively merging traditional credit assessment with DeFi's borderless, permissionless nature. By offering borrowers competitive rates compared to traditional finance and lenders attractive returns through well-assessed loans, TrueFi stands out as a key player in the evolving landscape of crypto finance.