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Billy is a decentralised cryptocurrency launched in 2023, primarily designed to streamline peer-to-peer transactions with minimal fees. Conceived by a team of blockchain enthusiasts aiming to democratize access to digital assets, Billy focuses on scalability and ease of use. Its blockchain employs a unique combination of Proof of Stake (PoS) consensus and Layer 2 solutions to enhance transaction speeds while maintaining security and decentralisation. Billy’s platform supports smart contracts, enabling users to build decentralised applications (DApps). With an emphasis on community-driven governance, token holders can influence the crypto's development through a robust voting mechanism. Billy's appeal lies in its simplicity, security, and efficiency, making it ideal for both novice and experienced crypto users.