Velo is a blockchain-backed cryptocurrency focused on establishing a decentralised and efficient credit exchange network. Founded in 2020 and operating on the Stellar network, Velo aims to facilitate seamless cross-border payments and streamlined financial access by leveraging its unique digital credit issuance system. At its core, Velo addresses the challenges of high transaction costs and complex processes in traditional financial systems, offering a solution that prioritises speed, cost-effectiveness, and transparency. Utilising a unique consensus and compliance framework, Velo’s tokenomics enable trusted partners to issue digital credits tied to various fiat currencies, ensuring stability and interoperability within the global financial ecosystem.