COTI (Currency Of The Internet) is a fintech platform that aims to redefine how digital currencies are used by addressing issues like scalability, transaction costs, and latency, which plague traditional payment systems. Founded in 2017, COTI was built with enterprises and financial institutions in mind, providing them with a unique consensus mechanism known as Trustchain. This DAG (Directed Acyclic Graph)-based protocol enhances scalability and transaction speed, making COTI suitable for seamless payments and stablecoins. COTI also offers a comprehensive payment solution that includes a multi-currency wallet, a debit card, and banking features, along with the ability to issue branded stablecoins. As an ecosystem for decentralised payments, COTI empowers businesses to create advanced fintech products and services, all while maintaining the high security standards of blockchain technology.