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Kava is a cross-chain DeFi platform offering collateralised loans and stablecoins to users of major crypto assets, including BTC, XRP, BNB, and others. It combines the speed and interoperability of Cosmos with the flexibility of Ethereum. Kava uses a collateralised debt position (CDP) system to issue USDX, its native stablecoin, which is pegged to the US dollar. The KAVA token is used for governance, staking, and as a reserve asset to safeguard the stability of USDX.