Kava Lend, formerly known as Hard Protocol, is a decentralised finance (DeFi) application built on the Kava blockchain. Launched to facilitate crypto asset lending, Kava Lend enables users to borrow and lend digital assets across multiple blockchain networks. Designed to offer flexibility and inclusivity, Kava Lend supports cross-chain asset usage via a simple interface, allowing users to earn interest on their crypto holdings or secure collateralized loans. As a non-custodial platform, it emphasizes user governance, security, and transparency, leveraging smart contracts to minimize third-party risk. Kava Lend stands out by providing a wide range of supported assets, attractive yields, and an efficient collateralization mechanism, making it a vital component of the Kava DeFi ecosystem.